08. Case Studies

Case Studies

These two examples demonstrate how the Augusta Rule works in real life — one from an individual homeowner and one from a business owner using their own S-Corp.


👩 Individual: 3-Day Event Rental

Profile:

Sarah owns a 4-bedroom home near a major convention center. She occasionally rents it out but primarily lives there.

Scenario:

A local marketing firm asks to use her home for a 3-day leadership retreat. They offer $1,500/day — for a total of $4,500.

✅ Sarah agrees, but ensures:

  • She does not rent to anyone else that year

  • The rate is in line with local Airbnb venues

  • She documents the contract and payment via bank transfer

Result:

  • $4,500 earned — not reported on her tax return

  • 🧾 No 1099-MISC was issued

  • No Schedule E entry required

  • She still deducts mortgage/property tax under Schedule A


👨‍💼 Business Owner: 8-Day Strategy Sessions

Profile:

Mark owns MarkCo Consulting, an S-Corp with 5 employees. He uses a co-working space downtown but prefers to host quarterly strategy meetings at his home.

Scenario:

Mark rents his home to MarkCo for four 2-day planning sessions per year. He charges $800/day based on Peerspace comps.

📝 Each rental includes:

  • Board approval

  • Rental agreement

  • Signed agenda and attendee log

  • Invoice issued and paid by MarkCo

  • Payment via business check

📅 Total: 4 sessions × 2 days × $800 = $6,400

Tax Result:

  • MarkCo deducts $6,400 as a business expense

  • Mark does not report the $6,400 on his personal tax return

  • He retains documentation for 7 years in case of audit


✅ Lessons Learned

Case
Benefit
Risk Avoided

Sarah (Homeowner)

$4,500 tax-free income

Didn’t exceed 14-day rule

Mark (S-Corp Owner)

Double benefit: business deduction + tax-free personal income

Followed documentation to avoid IRS challenge


💡 These case studies show that:

  • The Augusta Rule works for third-party rentals and related-party setups

  • The key to protection is documentation, documentation, documentation

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