04. Eligible Properties & Rental Limits

Eligible Properties & Rental Limits

To qualify under the Augusta Rule (IRC §280A(g)), the property you rent must meet specific criteria.


🏠 Eligible Property Types

You can use the Augusta Rule for the following types of properties — if they are used as a personal residence during the year:

  • Primary residence

  • Second home

  • Vacation home

  • Airbnb or short-term rental home (if you personally use it)

  • RVs or boats that qualify as residences (i.e., contain sleeping, cooking, and toilet facilities)

⚠️ Not eligible:

  • Properties held exclusively for business or rental income

  • Investment-only homes with no personal use

✅ Tip:

The property must have personal use during the year. If your LLC owns a property used only for clients or tenants — it doesn’t qualify.


📅 The 14-Day Rental Limit

The Augusta Rule provides a strict cap on rental activity:

  • You can rent your home for 14 days or fewer in a tax year

  • If you rent for 15 days or more, all rental income becomes taxable

🚫 This is not a prorated rule. Even one extra day disqualifies the entire year’s tax benefit.


✅ Best Practices:

  • Track rental days in a calendar

  • Maintain a written rental log

  • Keep screenshots or documents proving the date and purpose of use

📄 Coming soon: Downloadable rental calendar template


🔁 Summary:

  • ✅ Property must be a personal residence

  • ✅ Rental must be to a separate business entity

  • ✅ Must be ≤ 14 total rental days per year

  • 🚫 No personal use of business-only assets allowed

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